This blog has been dormant for a while, and there was a good reason for it :). Since early 2021, I’ve started on the founder’s journey of building Kanmon. Some lessons learned over the past year! Almost all advice is not helpful. Most advice is superficial and tends to be generic (and thus not really […]
Plaid is rumored to have raised a massive post-visa-breakup funding round last week. Since lending is something that I get excited about in fintech, here are some product suggestions and ways Plaid can spend that money! Want to own these ideas? Also listed as an NFT, Start bidding! To organize our discussion, it is helpful […]
“Did you hear about the accountant who became an embezzler? He ran away with the accounts payable!” JACKIE MASON Bill.com is an AP automation company that makes it easier to manage the accounts payable and receivable process for SMB’s. This blog always likes to dig deeper, so let us start at the basics, what are accounts […]
BNPL is the hot space at the moment and the big players Klarna and Afterpay both released their full-year 2020 results last month. For a refresher on BNPL check out, BNPL overview BNPL product deep dive BNPL go to market comparison BNPL competitive dynamics So how was 2020 for these two players?
Myths are a waste of time. They prevent progression. Barbra Streisand It’s still GameStop week out here in markets-land with the senate hearings last week. It’s time to bust some myths with regards to retail investing and investment products. Myth 1 – If only everybody had access
“The greatest trick the Devil ever pulled was convincing the world he didn’t exist”. Charles Baudelaire. The last few weeks have been interesting in markets and it’s time for my (short) take :). The best take on this topic is Matt Levine’s Money stuff newsletter. My take is about risk which is core to finance. […]
Whew, 2020 what a year. I’m glad that it is behind us. What does the future hold for 2021? TLDR: 2021 most likely a strong bull market – think roaring 20’s. Violent inflation overshoot is the most visible risk, however, black swans are a key risk and nobody can predict them. I’m a reluctant bull […]
As we enter the last few weeks of 2020, I want to take stock of how this blogging experiment has been faring. I started this year with a simple objective, write consistently week after week. Looking back at the metrics, this consistency habit has paid off in spades. The post count for 2020 was 40 […]
In the last post, we explored what drives an economy (spending) and the levers that a government can use to restart the economy after a crisis (monetary and fiscal). Since 2008 monetary policy has paid the dominant role, but in 2020 fiscal policy is finally making a comeback. Fiscal policy has a direct impact on […]
Does a sovereign backed digital currency matter? It’s a question I’ve been brooding about ever since the European central bank announced its digital euro project. But first, let’s take a walk through memory lane and establish some concepts and abstractions to build upon. Humans at our core are consumers and consumption is central in our […]