What’s your Retirement Number?

It’s a question we should have an answer to. What’s your retirement number, how much money do you need to live comfortably through retirement.

It’s a complicated question, and scares most people (it scared me :)) But have no fear, Excel to the rescue! You can build a rudimentary model to at least get a good idea of your number. All values in the model are post-tax numbers. Tax effects are for another post!

Some base assumptions:

  • Retirement age is 65
  • Life expectancy is 80

Lets break it down.

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