Betterment the Roboadvisor had an interesting product announcement – called Smart Saver. I was pretty psyched – was it a deposit account? Are they getting into the bank game?
Product engagement is a hot topic. As a product person, you are always looking for the quantifiable metrics that indicate that your product is solving your user’s problem and that you are on your way to product market fit. The conventional metrics for product market fit usually sound like the below with the trend line […]
All markets are at *all* time highs. What is an average investor to do? Is it too late to get in? Is it time to take profits if you are fully invested? In the last 15 years there have been two spectacular crashes, the hard memories still linger, which makes these decisions even more gut […]
One of the biggest expenses to hit households is college education for their kids. 529 plans are the most common vehicle available for parents to save for their kids education. Via the SEC A 529 plan is a tax-advantaged savings plan designed to encourage saving for future college costs. 529 plans, legally known as “qualified […]
In a previous post there was tough love, lets move on to happier things, what are the things that are going well for the individual investor? Indexing Index funds are pretty prevalent and everybody knows about them. Indexing leads to lower fees and fees are the biggest killer of your portfolio. Lower the fees, less […]
The most common question I get is. “Hey Dude, you know stuff about markets, how can I make loads of money? Gimme some tips” So here goes, First some hard truths,
If you ever talk to MBA’s (especially those into finance) you will hear them wax eloquent about a company’s capital structure. Capital structure is nothing but how a firm finances itself. Firms need money to operate. How do they get that money? They have a couple of choices – just rely on the profit they […]