This blog has been dormant for a while, and there was a good reason for it :). Since early 2021, I’ve started on the founder’s journey of building Kanmon. Some lessons learned over the past year! Almost all advice is not helpful. Most advice is superficial and tends to be generic (and thus not really […]
Plaid is rumored to have raised a massive post-visa-breakup funding round last week. Since lending is something that I get excited about in fintech, here are some product suggestions and ways Plaid can spend that money! Want to own these ideas? Also listed as an NFT, Start bidding! To organize our discussion, it is helpful […]
BNPL is the hot space at the moment and the big players Klarna and Afterpay both released their full-year 2020 results last month. For a refresher on BNPL check out, BNPL overview BNPL product deep dive BNPL go to market comparison BNPL competitive dynamics So how was 2020 for these two players?
Whew, 2020 what a year. I’m glad that it is behind us. What does the future hold for 2021? TLDR: 2021 most likely a strong bull market – think roaring 20’s. Violent inflation overshoot is the most visible risk, however, black swans are a key risk and nobody can predict them. I’m a reluctant bull […]
In the last post, we explored what drives an economy (spending) and the levers that a government can use to restart the economy after a crisis (monetary and fiscal). Since 2008 monetary policy has paid the dominant role, but in 2020 fiscal policy is finally making a comeback. Fiscal policy has a direct impact on […]
We’ve been taking a journey through the BNPL space, we looked at the history, the product, and the go-to-market. I’d like to close the series with a view on the competition and where I think the industry is headed. Warning speculative discussions and opinions ahead.
Continuing the deep dive on the BNPL players, the next thing I wanted to look at is their go-to-market strategies. How do they get their customers? Links to Part 1 and Part 2. A word of caution, all the research and numbers are from an outside in perspective and based on publicly available information. There […]
Is the product management profession naturally pessimistic? Some ideas to turn them into optimists
Don’t be fooled by the promise of embedded fintech, its a bit nuanced.
Premature optimization kills startups. Use this simple model to avoid this mistake.