FinTech businesses, platforms or not?

I’ve been deeply interested in understanding what actually makes a platform business a platform¹ business ?— are there any patterns? How do platform businesses actually win? Is there something unique about them or is it all just branding? This is a particularly insightful question to ponder on as, if you talk to any company today , you […]

How to compete in fintech

In the fintech businesses the core product is money. Money is a commodity — and when the core product is a commodity, what provides strategic advantage? There are three strategic components that have to be nailed to be successful in the fintech business.

Data data everywhere

In todays hyperconnected world data is often touted as a competitive advantage. A cursory google search provides a lot of self evident truths “use big data” “Analyze, insight, execute” “Big data will revolutionize your business” , what does this really mean in practice? To gain a true competitive advantage you need to have a comprehensive data […]