Money often costs too much – a look at Adyen (ADYEN:EN)
Deep dive into Adyen’s business model and competitive advantage
Category: Business Models
Fintech is dead, long live fintech
Is there truth to the – everything is fintech – meme? I propose a new meme – fintech is dead, long live fintech
Access to the central bank, the final frontier for fintech?
Will the central bank finally kill the very thing it was made to protect? Access to central banks is the ultimate competitive advantage – how should Product Managers think about it?
To travel is to live – A journey through Booking Holdings (NYSE:BKNG)
What are the business models in the travel space? What is booking.com’s competitive advantage? Read more to get a crash course on booking.com
Is coronavirus fintech’s watershed moment?
How does fintech evolve from the coronavirus economic crisis?
No place like home – A look into Zillow (NYSE:ZG)
Analysis of Zillow – its business model and financials. Required reading for Product Managers
Dear Tech CEOs, start learning about the history of finance | History repeats edition
A16z’s Angela Strange has a very correct take on where financial services are heading. In the future, every company will need to offer financial services in order to compete. Complete vertical integration from click to purchase reduces the most friction for the user, which leads to the best customer experience which leads to a competitive […]
Strategy vs tactics – why do we get it wrong most of the time?
The difference between strategy and tactics is the most misunderstood phenomenon. 90% of the time the two are conflated. I recently read (twice, its that good!) the book 7 Powers: The foundation of business strategy by Hamilton Helmer. I highly recommend getting the paper copy of the book to make notes on and see the […]
Lessons learned in SMB fintech
In the last post, I highlighted that SMB’s are mostly a long tail business with a majority of the market at the smaller end of the spectrum. An insight that I did not appreciate going into this market is the amount of sensitivity to price. The statement that “There are three things that are most […]
Small Business in the USA – myths, and realities
Small Business is the biggest market in the US and this is the best place to start a company in This is an oft-repeated quote in many pitch decks, sorry to inform you, dear reader, it depends. After spending a decade in the SMB space, I’ve learned a few things – what follows is an […]